Licensed open banking providers by region
Which licensed account-data providers cover Europe, the UK, North America, Australia, New Zealand, Latin America, Africa and Asia — and which of them Aega can connect to today.
Aega never holds a banking licence itself. You bring your own account with a licensed data provider and paste its credentials under Settings → Bank & backup. Every connection is read-only and you always authenticate at your own bank.
Enable Banking
EEA + United Kingdom (30+ countries)
PSD2/Open Banking aggregator with direct bank APIs. Free tier for personal use, key-pair authentication, BankID and bank-app login. This is the provider Aega connects to today.
Open provider siteGoCardless Bank Account Data (ex-Nordigen)
EEA + United Kingdom
Free account-information API covering 2 500+ European banks. Simple secret id/key credentials, 90-day consents, same read-only model.
Open provider sitePlaid
United States, Canada, United Kingdom, parts of the EU
The de-facto standard in North America. Uses Plaid Link in the browser and exchanges a public token for an access token server-side.
Open provider siteMX / Finicity (Mastercard)
United States, Canada
Alternatives to Plaid for US/Canadian coverage, often with better reach for smaller credit unions.
Open provider siteSalt Edge
Global — 5 000+ banks across Europe, APAC, Americas, Middle East
Widest single-provider coverage outside the US. Useful as a catch-all for countries no regional provider serves.
Open provider siteBasiq
Australia (CDR accredited)
Consumer Data Right data holder access for Australian banks.
Open provider siteBelvo
Latin America — Brazil, Mexico, Colombia
Open Finance Brasil and Mexican bank coverage, including tax and payroll data.
Open provider siteMono / Okra / Stitch
Africa — Nigeria, Kenya, Ghana, South Africa
Regional aggregators for African banks and mobile money accounts.
Open provider siteFinverse / Brankas
Asia — Hong Kong, Singapore, Philippines, Indonesia, Vietnam
Account data access across South and South-East Asia.
Open provider siteIf no provider covers your bank
- Import a CSV export from your bank on the Transactions page.
- Scan receipts, which creates transactions without any bank link.
- Add the account manually under Accounts and keep the balance updated — budgets, reports and net worth all work without a bank connection.